Buying a home is an exciting journey, and at Key In Properties we’re committed to making the process smooth, transparent and stress‑free. Whether you’re a first‑time buyer or an experienced mover, this guide walks you through every stage of the buying process.
If you already own a property, your first step is to place it on the market.
Why this matters:
We can help you sell your property quickly and effectively. Book a free, no‑obligation valuation or contact our team to get started.
Before you begin your search, it’s important to understand the full costs involved in buying a home. In addition to the purchase price, you should budget for the following:
Charged by lenders to set up your mortgage. Some lenders waive this fee. Our independent financial partners offer free, no‑obligation mortgage consultations.
Required by all mortgage lenders to confirm the property’s value. Costs vary depending on the purchase price.
Optional but recommended for peace of mind.
We can arrange surveys through trusted professionals.
A solicitor or conveyancer will handle all legal aspects of your purchase. We offer a range of competitive conveyancing options.
Payable on properties above £125,000.
Typically around £40, depending on the property value.
Conducted by your solicitor to check for planning issues or restrictions. Budget approx. £150.
Includes land charges, coal authority checks, bank transfer fees and more. Approx. £70.
Charged as a percentage of your sale price. Contact us for details.
We can connect you with reputable removal companies to make moving day easier.
A Mortgage in Principle (MIP) is a conditional offer from a lender confirming how much they are prepared to lend you.
Why it’s essential:
Our independent financial advisors can help you secure a MIP quickly and at no cost.
Once you know your budget, register your requirements with us so we can match you with suitable homes.
You can register:
We’ll send property alerts via SMS, email or post based on your preferences.
This is where the excitement begins.
Before viewing, it helps to identify your “Must Haves” and “Nice to Haves”. Consider the needs of everyone in your household to ensure your new home works for all.
After each viewing, we’ll follow up to gather your feedback and answer any questions.
For busy buyers, we offer a dedicated search service designed to save you time and effort. Contact us to learn more.
Once you’ve found the right property, we’ll submit your offer to the seller both verbally and in writing—usually the same day.
Negotiations may follow, and our experienced consultants will work to achieve the best outcome for all parties. There is no legal obligation until contracts are signed.
When your offer is accepted:
The agreement becomes legally binding at this stage.
Completion can take place on the same day or up to 28 days later. Your solicitor transfers the remaining funds, and once confirmed, you can collect your keys from us.
We’ll also provide a welcome pack including meter readings, stopcock locations and other useful information.
Whether you’re just starting your search or ready to make an offer, our team is here to support you every step of the way.
Key In Properties 2 Queens Road, Shipley, BD18 4SJ
Email: info@keyinproperties.co.uk
Phone: 01274 584457
Sales & Letting Agents
Hi, thanks for visiting Key In Properties. Are you thinking of selling or letting your property?
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